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Michael, known by his pseudonym Rassah online, has been involved in cryptocurrencies since almost their very beginning, and has been involved in digital currencies in general for almost twenty years. With a background in both computers and finance, including economics, blockchains are a natural fit for his career and passion.

As a public figure and an expert in the fields of finance, investing, economics, blockchain, and emerging technologies, he has been featured in numerous articles, podcasts, and interviews, and has been a guest speaker at various conferences around the world.

Michael is passionate about the emerging field of crypto-finance, and the ways in which it will change and empower everyone's lives, especially of those in third world countries, while helping eliminate corruption and abuse in both private and public sectors.

- Blockchain Expert
- Sereal Entrepreneur
- Economist
- Cryptocurrency Investor
- Technology Futurist
- Brand Developer
- Financial Analyst
- Real Estate Investor
- Business Consultant
- Fund Manager
- Philantropist

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Michael Tozoni

Michael Tozoni (Rassah) was born in Kiev Ukraine, back when it was still a part of USSR. His family escaped in late 1980's, moving to USA. Since childhood, he has been interested in technology. He first learned to use computers back in the very early 1990's, when the internet was just a network of interconnected universities, which you reached through a dial-up modem through the telephone line, and browsers and internet applications were all entirely text. With a heavy background in computers, Michael was able to progress quickly through IT positions right out of high school, eventually taking the position of IT Manager for McDonald's Corporation's regional MD/DC/VA office. Unfortunately, the Dot Com bubble lead to mass consolidations and outsourcing in the IT field, and tech offices around the country closed down, with the result of thousands of IT specialists for every one IT position left available.

It was at this time that Michael got involved with a personal financial consulting company, and learned that he had a passion for finance and business. It was also around then that he started reading books on wealth, business, and entrepreneurship. Wanting to get professionally educated in these subjects, Michael went on to receive a Bachelor's degree in business finance, and eventually a Master's/MBA in global business and economics. During his Bachelors studies, Michael got heavily involved in digital currencies and micro economies of online game worlds. He learned and applied his economic and financial education to the developing micro-economies and currency exchange markets in various games, and started investing and helping build online businesses based on those economies. He saw the benefits of digital currencies as they could be applied to the real world, and attempted to establish their use as a means of exchanging wealth beyond the games. Unfortunately many of those economies were severely limited by their technologies and too restricted by their company owners. Later on, at around the same time that Michael was finishing his Master's degree, he discovered Bitcoin, and instantly saw its potential as a world changing technology. Having gained prior experience in digital currencies, Michael became heavily involved, applying all his skills and expertise to this field.
Michael has worked in cryptocurrencies in probably all ways possible. He mined Bitcoin and other cryptocurrencies. He worked as an accountant and treasurer for various organizations, such as the Amsterdam Bitcoin Conference, and /r/Bitcoin forums, and for the Bitcoin100 charity, as well as a trusted escrow agent and accountant for various private parties. He produced educational material and provided education on bitcoin and blockchains to people through various classes and help booths, such as by running "Ask Bitcoin Experts" tables at various conferences, and by giving "Bitcoin 101" presentations at conferences and other venues. He provided expert consulting services to various businesses, from currency exchanges to ATM companies to money transmitter companies, on a range of topics such as technical requirements, risk assessment, economic and financial prospects, and global economic developments such as opportunities in emerging markets and challenges in economically and politically troubled areas. He helped run various bitcoin companies, such as Bitcoin ATMs, Bitcoin100 charity, and Mycelium Wallet. And he helped build strong, recognized, and trusted brands in this space, including for Mycelium, and for Bitcoin itself.
More recently, Michael was hired to do Community Management for Academy Token, and this year plans to start his own major bitcoin project that he hopes will propel Bitcoin to global dominance. Stay tuned for the announcements!

Crypto Life Blog

In the end we only regret the chances we didn't take.

Crypto Life Blog

In the end we only regret the chances we didn't take.